31-05-2005 03:53									#31
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quote: Originally posted by Zkribbler Once upon a time, I was getting killed by commuter time, so I moved 80% closer to school, to a place I drove by everyday. When I did this, my insurance rates quintupled even though I was driving 80% less. Moral of the story: Don't ever live in the same zip code as Koreatown. A couple of years later, I was thinking about buying a convertable, so I called by agent to see what that would do to my insurance. He took one look and screamed, "@#^&!@!, where do you live?!" "Near Koreatown." "Oh, well you can't afford insurace for a rag top." "Whatta you mean, I can't afford it?? You don't even know how much I make." "I don't care how much you make. You can't afford it."

Why didn't you buy a bicycle instead ? that would have been both healthier and cheaper

	31-05-2005 04:01									#32
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Riding a bicycle in L.A. is suicidal!

	31-05-2005 04:04									#33
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I see. You're one of those.

	31-05-2005 04:14									#34
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quote: Originally posted by Zkribbler Riding a bicycle in L.A. is suicidal!

Living in L.A. is suicidal. Smog, earthquakes, riots, car crashes, volcanoes, alien death rays...

	31-05-2005 04:16									#35
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quote: Originally posted by Zkribbler Riding a bicycle in L.A. is suicidal!

Nah, Just do like one of my former colleagues - he had big boots and when a car got too close he hit them.

Ok, his 2 meters height, acoordingly bodybuild and green hair has may helped him

	31-05-2005 04:18									#36
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quote: Originally posted by BlackCat Nah, Just do like one of my former colleagues - he had big boots and when a car got too close he hit them. Ok, his 2 meters height, acoordingly bodybuild and green hair has may helped him

My problem is that people would be shooting at me if I was on my bike in most of the neighbourhoods of this city.

That and the fact that lugging the week's groceries home on a bike is ridiculous.

	31-05-2005 04:27									#37
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quote: Originally posted by KrazyHorse My problem is that people would be shooting at me if I was on my bike in most of the neighbourhoods of this city. That and the fact that lugging the week's groceries home on a bike is ridiculous.

when riding a bike you don't buy for the whole week, but I can see your problem - more turns in the shooting field

Would a snowcat be more appropriate for your neighbours ?

	31-05-2005 04:29									#38
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No, this would be:

	31-05-2005 04:32									#39
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quote: Originally posted by KrazyHorse No, this would be:

Tough neighbourhood - can you give a pic of your AA defence ?

	31-05-2005 04:39									#40
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The bad guys are too ****ed up on heroin to fly. AA isn't necessary.

	31-05-2005 04:48									#41
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Is that a Chieftain or Centurarian, I always confuse the two.

	31-05-2005 04:53									#42
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quote: Originally posted by KrazyHorse Also, playing around with Progressive's online quote machine, it's better to have been caught drunk driving than to have been caught speeding.

I would trust them more than you.

	31-05-2005 04:54									#43
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Say Kuciwalker, how many bathrooms does your car have?

	31-05-2005 04:54									#44
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Then explain why one insurance company comes up with a quote 80% higher than another company's quote given the exact same information?

	31-05-2005 04:55									#45
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I guess that it's a leopard - maybe a little overkill.

	31-05-2005 04:55									#46
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My conclusion is that actuaries don't know ****.

	31-05-2005 04:57									#47
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quote: Originally posted by KrazyHorse Then explain why one insurance company comes up with a quote 80% higher than another company's quote given the exact same information?

Is the coverage different?

One company may have slicker lawyers

	31-05-2005 04:58									#48
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quote: Originally posted by KrazyHorse My conclusion is that actuaries don't know ****.

I'd be willing to bet actuarial science is a lot more dependable than some of your theoretical physics.

	31-05-2005 05:03									#49
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quote: Originally posted by Kuciwalker Is the coverage different? One company may have slicker lawyers

exactly the same coverage.

	31-05-2005 05:04									#50
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quote: Originally posted by Kuciwalker I'd be willing to bet actuarial science is a lot more dependable than some of your theoretical physics.

An 80% swing between two supposedly compatible results would be laughed out on its face in anything I do.

	31-05-2005 05:05									#51
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Most of the stuff I deal with is good to 8 decimal places.

Some of it's good to 15.

	31-05-2005 05:09									#52
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My theory is that Geico already has me at X dollars a month, so they figure they might be able to cheat me by telling me what a good deal I'm getting by staying with them and dropping my premiums 10%.

Progressive doesn't have me as a customer, so they're giving me the honest rate.

	31-05-2005 05:10									#53
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Too bad for them I have 0 customer loyalty. I'll switch companies at the drop of a hat.

	31-05-2005 05:12									#54
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quote: Originally posted by KrazyHorse My theory is that Geico already has me at X dollars a month, so they figure they might be able to cheat me by telling me what a good deal I'm getting by staying with them and dropping my premiums 10%. Progressive doesn't have me as a customer, so they're giving me the honest rate.

And thus the actuaries are vindicated.

	31-05-2005 05:14									#55
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Ditto, on the customer loyalty.

	31-05-2005 05:15									#56
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They're still not even as close to as accurate as I am.

	31-05-2005 05:17									#57
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quote: Originally posted by Kuciwalker I'd be willing to bet actuarial science is a lot more dependable than some of your theoretical physics.

	31-05-2005 05:18									#58
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some

	31-05-2005 05:23									#59
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It would be hard not to be more accurate than some theoretical physics.

For instance, the fine-tuning problem, in which the HE theorists are off by 40 orders of magnitude or more.

	31-05-2005 06:32									#60
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HE physics isn't largely theoretical?