10-02-2005 01:46									#31
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Its mph in the UK.

	10-02-2005 01:48									#32
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Ah, that makes more sense. 80 mph will do you a good hurt.

Why mph there?

	10-02-2005 01:54									#33
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quote: Originally posted by Wezil What State are you in? You need to find out how the insurance scheme works in your jurisdiction. As the law applies here, the onus is on you to fight any charge that may be laid. If the charge is withdrawn or the case dismissed (acquitted) an insurance penalty will not apply, although a claim for damages (ie to fix your car) will almost certainly raise your premiums. We work under "no fault" insurance in Ontario so your situation may be quite different. Were any charges laid?

I live in California. I'm pretty sure we can a contibutory neglegence clause. I hit someone from behind, but the insurance company just paid, and my rates went up of course. There were no charges. I don't really know much about how it works, but I was just wondering what a persons options would be in that case.

	10-02-2005 01:55									#34
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I knew a guy who was in a no fault rear ender - the car he rear ended cut him off as traffic was slowing down. He was diligent in getting contact information of surrounding drivers and they backed him up. I don't think it even went to court.

	10-02-2005 02:01									#35
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quote: Originally posted by dejon I knew a guy who was in a no fault rear ender - the car he rear ended cut him off as traffic was slowing down. He was diligent in getting contact information of surrounding drivers and they backed him up. I don't think it even went to court.

That would not be considered a true rear-ender in the sense I was thinking of-- A true rearender is one where you hit a car from behind that is travelling in the same lane and direction as you without any immediate lane changes.

I believe the insurance chart apportions liability in the case of the "cut-off" .

	10-02-2005 02:04									#36
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quote: Originally posted by Kidicious I live in California. I'm pretty sure we can a contibutory neglegence clause. I hit someone from behind, but the insurance company just paid, and my rates went up of course. There were no charges. I don't really know much about how it works, but I was just wondering what a persons options would be in that case.

I don't fight insurance companies, I fight government. Sorry, I have no advice for you as you apparently were not charged.

I'm sure someone at this site has some good insurance info though....

	10-02-2005 02:10									#37
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quote: Originally posted by Flubber That would not be considered a true rear-ender in the sense I was thinking of-- A true rearender is one where you hit a car from behind that is travelling in the same lane and direction as you without any immediate lane changes. I believe the insurance chart apportions liability in the case of the "cut-off" .

If they believe you that you were cut off, sure. But if it is his word against yours and the damage is pretty much the same as a typical rear ender - you're screwed (without further evidence).

	10-02-2005 02:15									#38
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quote: Originally posted by JimmyCracksCorn Its true. Teenage drivers account for a disproportionate number of vehicle accidents and deaths. This is no surprise when you combine inexperienced drivers with general immaturity. There are a number of studies which demonstrate this. I think the training period should be much longer before you're allowed behind the wheel of a 1 tonne object hurtling freely through open space at speeds up to 120MPH. The six or so months it takes now before you can get a license is ridiculous.

Jimmy, you are dealing with an ideologue here. It's like arguing with Fez about Republicans and Democrats. You will never get through to him on this issue. Best just not to try.

	10-02-2005 02:21									#39
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quote: Originally posted by Wezil Ah, that makes more sense. 80 mph will do you a good hurt. Why mph there?

They haven't converted.

	10-02-2005 02:23									#40
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Slackers.

	10-02-2005 02:33									#41
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Better to have your first car accident than your last...

	10-02-2005 02:42									#42
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Ah, first car accidents. My first was a dandy - I was doing a u-turn by veering right into an intersecting street but didn't pay enough attention to traffic coming from behind me. I didn't even slow down, just continued with my turn as a van plowed into driver's front of my car (luckily not into my door). Wrote the car off, but thankfully no one was hurt at all.

Ever since then I am beyond careful making a u-turn.

	10-02-2005 02:43									#43
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quote: Originally posted by dejon If they believe you that you were cut off, sure. But if it is his word against yours and the damage is pretty much the same as a typical rear ender - you're screwed (without further evidence).

I agree. Liability will always be apportioned based on the facts as they can be established (through proof or admissions)

	10-02-2005 02:47									#44
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quote: Originally posted by JimmyCracksCorn They haven't converted.

The conversion has occured in everything else except, specifically, in regard to the sale of alcohol and traffic laws. Go figure.

	10-02-2005 02:51									#45
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quote: Originally posted by Dauphin The conversion has occured in everything else except, specifically, in regard to the sale of alcohol in pubs and traffic laws. Go figure.

Yeah, I know. I think it actually makes sense. Go metric for important things (like government, trade), but for other stuff that only really affects individuals stick with what they're used to.

	10-02-2005 03:43									#46
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Edit - Scrub that.

	10-02-2005 04:46									#47
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quote: Originally posted by Dauphin Its nice to see Kuci took lessons from Provost Harrison's school of driving. You only get a B (rather than an A) as the car you hit wasn't a Porsche.

You may joke but this is very similar to what happened to me. Torrential rain, drove over a hill, a queue of traffic was there. No chance of stopping in time (too short a difference and although I was going pretty slowly I couldn't stop with the weather). His bumper took a bit of a dint, my car was unscathed. But the Porsche driver was a whinging arsehole...

	10-02-2005 04:50									#48
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quote: Originally posted by Wezil Common belief, but simply not true. Kuci - Glad you are okay. Were any charges laid?

I get a ticket. I can go to court, or just pay in advance (since I was at fault, no doubt, I'm not going to contest it). I also have to pay a ticket because the car was supposed to be last inspected in November (actually, my dad's paying that one, since HE owns the car and he's the one who's supposed to do that).

	10-02-2005 04:51									#49
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quote: Originally posted by Smiley Wait a minute, why do you need to take a highway to get to school anyway?

A highway? 236 isn't a highway, not really... but it's cuz my school is a 40 minute drive away, that's why.

	10-02-2005 04:54									#50
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quote: Originally posted by Kuciwalker A highway? 236 isn't a highway, not really... but it's cuz my school is a 40 minute drive away, that's why.

I'm guessing you go to a private school... or else you live in a pretty spread out school district

	10-02-2005 04:54									#51
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quote: Originally posted by Kuciwalker I get a ticket. I can go to court, or just pay in advance (since I was at fault, no doubt, I'm not going to contest it). I also have to pay a ticket because the car was supposed to be last inspected in November (actually, my dad's paying that one, since HE owns the car and he's the one who's supposed to do that).

Just curious but do you know if the driver of the car you hit got a ticket as well ?? Logically she should since she rear-ended someone as well.

The one time I rear-ended someone I got a ticket for "following to closely" but the guy I hit got one for something along the lines of unnecessarily impeding traffic. He stopped dead in the road while trying to wave down a friend going the other way. (there was no where to turn off as there was ocean on one side and a stone wall on the other)

	10-02-2005 04:56									#52
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Never hit someone doing that but my god have they heard my horn (only earlier today someone did that to me),

	10-02-2005 06:35									#53
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Only time I've been in an accident, I got rear ended, and managed to be put at fault.

	10-02-2005 06:38									#54
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quote: Originally posted by JimmyCracksCorn Its true. Teenage drivers account for a disproportionate number of vehicle accidents and deaths. This is no surprise when you combine inexperienced drivers with general immaturity. There are a number of studies which demonstrate this. I think the training period should be much longer before you're allowed behind the wheel of a 1 tonne object hurtling freely through open space at speeds up to 120MPH. The six or so months it takes now before you can get a license is ridiculous.

Seniors also account for a disproportionate number of accidents. Do you propose yanking licenses away at 60?

	10-02-2005 06:41									#55
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Seniors vote, 18 year olds don't.

Game, set, match.

Besides, 60 is not that bad. Next time say 70 or 75.

	10-02-2005 06:43									#56
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Actually I've got some stats that show accidents for 55 and over are comparable to teens. I imagine 70 and over would be wildly skewed toward more accidents than teens.

	10-02-2005 06:44									#57
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HOw many involved people over 55 AND teens?

	10-02-2005 07:17									#58
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quote: Originally posted by Ben Kenobi Only time I've been in an accident, I got rear ended, and managed to be put at fault.

and how is this the fault of condom usage??

	10-02-2005 09:41									#59
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quote: Originally posted by OzzyKP Seniors also account for a disproportionate number of accidents. Do you propose yanking licenses away at 60?

Yes.

	10-02-2005 12:06									#60
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joncha:



More jobs for chauffeurs though.

And it would be awkward for the prime minister of Canada to have to wait for his driver.